About BEP

BEP is a market leading software house specialising in lending and deposits for financial service companies – everything being based around our core Apprivo2 framework.

Launched in April 2014, we work directly with banks, building societies and specialist lenders as well as other financial services providers. BEP is already supplying solutions to key financial institutions throughout the UK, including the likes of Paragon, Landbay, Gatehouse Bank, Lendco, Jordan Bank, Market Harborough Building Society, Pepper Ireland, Link Asset Services, State Bank of India and Equifinance.

As of today BEP has already helped organisations originate over 5 £Billion of lending into several markets including both residential and commercial sectors.


Directors

Chris Little, Managing Director

Chris is an all-round IT professional with over 20 years of experience within the financial services industry. Before founding BEP, Chris was formerly at IBM & BancTec Ltd. Chris is responsible for delivering over £50M revenue into various organisation and successfully ran the Mortgage  Software Division of BancTec’s operations following its acquisition of SDS Applications. Chris has worked with a complete range of lenders from start-ups such as Metro Bank in its infancy, JP Morgan’s international lending operations involving multiple asset classes, through to standard residential type applications at companies such as Paragon Bank and Gatehouse Bank.  Chris holds an MSC in Mathematics and Statistics from Newcastle University.


Stuart Bean, CTO

Stuart is the former CTO of Together Money & is a highly regarded financial services technologist. Whilst at Together, Stuart built a loan management system from the ground up as well as various servicing & collections applications that drove the business into being a market leading specialist lender . Previously Stuart has worked at Kensington Mortgages, Lloyds TSB and Egg. Stuart intrinsically understands Banking & Lending from a business perspective, which provides real insight when designing best of breed technology solutions.  Stuart has lead the development of several core concepts within the Apprivo2 Framework that make it a truly unique offering and the first genuine cloud first loan origination platform in the market today.

Steve Bowering,  Chief Operating Officer

Steve is the former Head of IT and then COO of Capita Mortgage Services, supporting over 22 clients with over £5.6 billion Assets Under Management including Residential, Commercial and buy to let portfolios.  Steve has also worked for SVP Countrywide where he centralised and off-shored Barclays and Woolwich mortgage originations process, handling circa 1,000 applications per day.


Barry Milchem, Non Exec Chairman

Barry joined the board in 2018 as Chairman. Barry is a qualified accountant and all round corporate finance expert in addition to being a qualified PRINCE2 practitioner. Barry has managed multi-national businesses in multiple locations; completed target operating model designs, service transitions and implementations in blue chip companies as well as worked extensively with offshore operations.

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